Proud to say
The One-Stop Solution Center for Entrepreneurs, MSMEs & Startups





Essentials of Good Financial Statements 
Financial Statement is your Business Horoscope that defines its future. So compose it well.
Understand the unforeseen Financial Risks in Business and how to minimise such Risks

व्यापारसम्बंधितभविष्यमेंउत्पनहोसकनेवालेअदृष्टएवंअनिश्चितवित्तीयखतरोंको समझें कैसेकमकरें

Special Session by
Mr Rajive Chawla, Chairman, IamSMEofIndia
CA Sangeet Gupta

23rd February 2019, Saturday
11am - 1.00 pm

IamSMEofIndia Habitat Center
Sector 11, Mathura Road, Faridabad

Followed by Lunch
Registration Fee: NIL
SMS ‘Good Financials- your email id’ to 9711123111

Are you struggling with following issues ?

• Banks, NBFCs, Financial Institutions are shy of giving you loans
• Your existing Bankers are not enhancing your CC limits or giving you New Term loans
• You find that your rate of interest is higher than other borrowers in the same Bank.
• New Banks or NBFCs are not keen to take over your existing loans
•  While your business is old and established, you have given sufficient Collateral Security to your Bank, yet they are not extending additional loans for your expansion
• You have good orders but you are still struggling to convince Financial Institutions to invest in you
• You have good Profits in your balance sheets and P&L Accounts, yet your Banker is shy of providing additional funds and you are struggling to convince Financial Institutions for more loans

Learn the following

·  What does a Bank or Financial Institution look at in your Balance Sheets and Financials
·  What makes them decide whether they'll provide you additional funds
·  What shall attract new Banks/ Financial Institutions to take over your loans at lower rates
· What makes good & attractive Financials
· How to prepare your business for Fund Raising for Future Expansion
· Importance of Good/ Strong Financials
· Impact of Good/ Strong Financials on your future Growth
· Importance of Financial Ratios, Cash Flow and Taxes
· Learn to Write your own future

Proud to say IamSMEofIndia 




Session on
How to Secure your Family's future
Learn how to Protect them from from your Creditors, Recovery & Liabilities 

Special Session by
Mr Rajive Chawla, Chairman, IamSMEofIndia
Mr Ankit Sehgal

2nd March 2019, Saturday
11am - 1.00 pm

IamSMEofIndia Habitat Center
Sector 11, Mathura Road, Faridabad

Followed by Lunch
Registration Fee: NIL
SMS ‘MWP- your email id’ to 9711123111

During the course of business, we create many forms of liabilities- Creditors, Bank limits & loans for business, cars & home, Workers' and Employees dues & gratuity ad many other forms of liabilities, some even unforeseen and unexpected.

Do you know or understand the Financial risks your family faces in case of any unfortunate circumstance of death of the Entrepreneur? What shall happen to the debts and liabilities? What shall happen to the future, education, career, marriage and other needs of your children and wife?

Even simply buying insurance policy may not ensure the well-being of our family, specifically wife and children in case of any unforeseen events as your life insurance claim money may never reach your nominee or beneficiary. Claim can be taken by people or Institutions to whom you may owe money (also called creditors) in your absence. 

However, You can ensure that the sum assured is indeed passed on to your wife and children by taking appropriate steps at the time of buying certain policies and can also take some other measures to protect them from future recovery proceedings of the creditors. You can also take measures to ensure that your Insurance Claim cannot be attached by courts for repayment of your debts. Only your wife and children will be entitled to the Sum Assured in the event of your demise.
What are these measures?
What is Married Women's Property Act?
How to use the MWP Act ?
Where and when is it Applicable?
How does MWP Act protect my family?
Does it protect only Wife or can I add Children also as beneficiary?

Who should attend?

  • Businessmen and salaried individuals with loans or liabilities.
  • People who want to protect their wife/children from creditors or relatives who might have fraudulent intentions.

Proud to say IamSMEofIndia 



Now Available

Pre-approved Business Loans
upto Rs.75 Lakhs
@ 8.0 - 9.0% pa on reducing balance

With and Without Collateral

SMS 'Credit-your email id' to 9711123111
Open to all Micro, Small & Medium Enterprises
Located in Delhi (NCR)


  • With or Without Collateral
  • From Rs.10 lacs to Rs. 75 Lacs 
  • Pre-Sanctioned, Pre-approved Limit in addition to your credit arrangement with existing bank
  • Interest rates 8.0% to 9.0%, depending upon the rating
  • Loans without Collateral shall be covered under CGTMSE

For any further queries kindly feel free to contact
Mr Parminder Singh, Executive Vice President, 9711101666

Email at

SMS "Credit - email id" to 9711123111

Proud to say IamSMEofIndia 



IMPORTANT UPDATES- February 2019 Calendar

Credit Facilitation and Credit Counselling

Financial Incentives
Subsidies & Support Programs 

Walk-in: 9.30 am-5.30 pm, IamSMEofIndia Habitat Centre, Faridabad
Open to all
SMS "SME Support- your email id" to 9711123111

2. Pre-sanctioned, Pre-approved Loans upto Rs.75 lakhs @8.0% without Collateral Security
IamSMEofIndia, Sector 11, Mathura Road, Faridabad
SMS "Credit-your email id" to 9711123111

3. Professionals Network Group of India (PNGI)
Faridabad Chapter Meeting
9 February 2019, Saturday 
2.00 - 5.00pm, IamSMEofIndia, Faridabad
For Registration, SMS "PNGI-your email id" to 9711123111

4. Prevention of Sexual Harassment (POSH) in the workplace:
16 February 2019, Saturday 
10.00 - 2.00pm, IamSMEofIndia, Faridabad
Registration Fee: Rs.2,360/- per participant including GST
For Registration, SMS "POSH-your email id" to 9711123111

5. Essentials of Good Financial Statements:
23rd February 2019, Saturday 
10.00 am-5.00pm, IamSMEofIndia, Faridabad
Special Workshop for all Entrepreneurs  
Registration Fee: NIL 
For more details, SMS "Good Financials- your email id" to 9711123111

6. How to Protect your Wife & Family from Financial Uncertainties?
All about MWP Act
2nd March 2019, Saturday 
11.00 am-1.00pm, IamSMEofIndia, Faridabad
Special Workshop for all Entrepreneurs  
Registration Fee: NIL 
For more details, SMS "MWP- your email id" to 9711123111

7. How to Grow Business & Double your Profits:
23rd March 2019, Saturday 
10.00 am-5.00pm, IamSMEofIndia, Faridabad
Special Workshop by Dr. Praveen Srivastava Registration Fee: Rs.4,500/- per person plus GST
10% Early Bird discount for Registrations on or before 31 January 2019

For more details, SMS "Double Profits- your email id" to 9711123111

8. Meetings of the OPPORTUNITY CIRCLE-1
7, 14, 21,28  February 2019, Thursdays
8.00am-9.30am Sharp
Venue: Hotel Radisson Blu, Faridabad
Breakfast, Conference & Training Meeting Fee:
Rs.1400/-, Less 50% Sponsorship by IamSMEofIndia. Net Rs.700/- only
SMS "Opportunity Circle-1- your email id" to 9711123111

9. Meeting to Felicitate Recovery of Overdue & Stuck Payments for Micro & Small Enterprises
13, 20, 27 February 2019, Wednesdays 
11.00 am-1.00pm, Chandigarh
Any Micro and Small Enterprise located in Haryana can take help of this Council to recover payments that are overdue and stuck anywhere in India
For more details, Support, SMS "Payment Recovery" to 9711123111

Proud to say, IamSMEofIndia 


Aviva, the Preferred Life Insurance Partner of IamSMEofIndia
Contact: 9999115261      Visit:





Integrated Association of Micro SmallMedium Enterprises of India 
(Not-for-Profit Institution for Growth & Development of MSMEs)
IamSMEofIndia Habitat Center, Sector 11, Mathura Road, Faridabad- 121006, Haryana, India
Ph: +91-9711101666 (EVP) ; +91-9711123111 (Executive Secretary)

E-mail: ; Website:  
Regd. Office: Plot No.66, Sector 27-A, Faridabad- 121003
CIN NO : U73100HR2009NPL039044



IamSMEofIndia is India's first "GOLD GRADE" National Level Business Member Association
Accredited by NABET-QCI

Adjudged No.1 at the National Level as "The Most Responsible Business Member Organisation"


Copyright © 2019 Integrated Association of Micro, Small & Medium Enterprises of India, All rights reserved.
Disclaimer: The contents of this email are confidential and are intended for the addressee/s only. If any error has misdirected this e-mail, you must not use, disclose, distribute, copy, print, or rely on this e-mail.. If you are not the intended recipient please advise by return email. We do not warrant that this email is free of a virus or any other defect. Care has been taken to provide authentic information, but it is advisable to confirm/verify with a qualified legal practitioner before implementing any suggestions. You are receiving this email as present or potential Member/Associate of Integrated Association of Micro, Small & Medium Enterprises of India. If you do not wish to receive these e-mails, please reply and write "UNSUBSCRIBE" in the subject field.

Our mailing address is:

Integrated Association of Micro, Small & Medium Enterprises of India

Plot No 66

Sector - 27A

Faridabad 121003


Add us to your address book

unsubscribe from this list    update subscription preferences